We find it totally amazing that uninsured workers do about 99% of the Christmas light installations done today.
Why is this crazy?

When any person or company comes and works on your property and does not have FULL Workmen's Compensation or Liability Insurance coverage YOU are ultimately responsible for any injury or mishap that happens on your property.

But we have liability insurance?

We have heard many Christmas light installation companies tell customers "but they have liability insurance". That is great but what happens if someone falls and injures themselves on the job? We have done this for 20 years and yes we have seen a few things happen that is why you need full insurance coverage. Chances are greater that an accident will happen when hanging your lights then your house being damaged, that is why you need both coverage's.

Are you bonded?

A bond only works with a conviction. That means if someone steals from you and that person is found guilty in a court of law for that theft, then and only then will the insurance companies bond pay out. Since we do not go into a client's home no bonding is needed. See: What does bonding insurance do for you?. Finally don't take someone's word have them show you documentation. "Oh sure we have insurance" is the most common thing we hear from competitors but in reality they will tell you anything to get the job. Have them show you the documentation a professional always will show you their certificates.

Certificate of Liability Insurance · Workman's Compensation Fund Information